KANSAS CITY, MO 64121-9247 } Access your life insurance policy, Vitality, mutual fund, college savings, and retirement accounts in one place. This information does not constitute legal or tax advice with respect to any taxpayer. Diversified portfolios and asset allocation do not guarantee profit or protect against loss. You must not share them with anyone. You need to plan for retirement withdrawals so you can prepare your 401(k) for its new job—supporting you. Please confirm with a local John Hancock representative if there are any questions about product, Fund, or contract feature availability. The benefits available under Aspire can vary depending on whether the insured has Type 1 or Type 2 diabetes and the type and coverage amount of the life insurance policy purchased. If you have not yet registered to use this site, click the "First time user" button below. In this case, you’ll need a plan that offers flexible withdrawals. Types of conservative funds include: Although diversification doesn't guarantee a profit or eliminate the risk of a loss, it's important while you’re saving for retirement and when you’re in retirement. We offer a variety of proven, customizable products and services for individuals, families, and businesses. NOT FDIC INSURED. SessionKey = JSON.parse(JSON.stringify(json.attachment.SessionID)); Conservative asset allocation funds, which are a mix of bonds, stable value, or cash, as well as some stocks. All contract information is confidential, and you agree to safeguard and protect such information in accordance with the standards required by law and to use such information for authorized plan administration purposes only. If it is used or referred to in promoting, marketing, or recommending any transaction or matter addressed herein, it should be understood as having been written to support such promotion, marketing, or recommendation, and any taxpayer receiving it should seek advice based on the taxpayer's particular circumstances from an independent tax advisor. env:'production', } } Striking the right balance sometimes requires professional management. BOX 219247 KANSAS … From time to time, changes are made to Funds, and the availability of these changes may be subject to state approval. And your 401(k) provider might offer personalized investment advice. But be careful. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. para=eval('('+para+')'); onCreateWidget(); Getting closer to retirement? I acknowledge that I am a financial representative or Third Party Administrator, and that I take full responsibility for ensuring that this material has been approved by my supervising broker-dealer firm. Both John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York do business under certain instances using the John Hancock name. Click the link in the email to confirm your account. Vitality is the provider of the John Hancock Vitality Program in connection with policies issued by John Hancock. John Hancock Retirement Plan Services, LLC, John Hancock Life Insurance Company (U.S.A.), and John Hancock Life Insurance Company of New York each make available a platform of investment alternatives to sponsors or administrators of retirement plans without regard to the individualized needs of any plan. },INTERVAL); } John Hancock will obtain additional information including but not limited to medical records to evaluate your application for insurance: and after your policy is issued, to identify any misrepresentation in the application. if(SessionKey != null & SessionKey != ""){ Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in New York). John Hancock Trust Company LLC provides trust and custodial services to such plans. These will be used by John Hancock to verify your identity and for other authentication purposes. element.parentNode.removeChild(element); We’ve sent an email to {0}. document.write('